Certificate of Insurance (COI)

Certificate of Insurance

Plain-English answer: A certificate of insurance is a summary that shows information about insurance coverage in effect at the time the certificate is issued.

Why did I get Certificate of Insurance (COI)?

Customers, contractors, landlords or other businesses may ask for one before work begins.

What do I do next?

Request it from the insurance agent/carrier and give it to the party that asked for it. Read the certificate and policy carefully if coverage details matter.

Does Certificate of Insurance (COI) need to be notarized?

Usually no.

Where does it go?

To the person or business requesting proof of insurance.

Official sourcehttps://www.acord.org/standards-architecture/acord-forms

Forms and rules can change. Check the current official instructions before acting.

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